@Dreamy 

I know... it is starting to concern me.  I was never one for planning and having things in calendars, or to-do lists, or reminders.  If there was something i had to do, I remembered.  Possibly because there was never that much to remember, but still!  Now I rely on my calendar on my phone for everything!  If i have to do something small, like call someone I set myself an alarm so i don't forget.  And now i'm forgetting things like my wallet!  Sometimes, after dinner, I look at the pack of my tablets and think "have i taken them yet?"  I've had to come up with a little system so i know if i've taken them after a meal!  I put the pack on the table before the meal, and put it back in the little box once i've taken them.  But sometimes i forget to do this.  I've thought about mentioning to my GP,  but i get so little time when I speak to anyone.  By the time the other stuff is discussed, i'm out of time.  Plus if i hear "there's not much we can do" one more time i think i'm going to let a swear word or two slip. 😬   I've been dealing with some stomach issue for over a year now and so far, just an endoscopy which showed nothing.  But i'll stop now otherwise my little rant may continue for quite a while. 😁

I did get my credit card sorted on my phone.  I tried to sort it once i got to the study hub, but there was a continue button and if i hit it, nothing would happen.  So when I got home, i just removed it completely and started fresh as a new card and it worked!  Maybe yesterday was just bad day for banks and their cards working... it maybe it was just us! Honestly, that wouldn't surprise me at all! 🤣  I never liked using the phone to pay for things either, i never really trusted it.  I don't know why I set it up in the first place.  Oh, as I wrote that i remembered.  I had a card cancelled when someone bought a punch of Apple vouchers using my card details and it was flagged as fraudulent activity and they contacted me.  Obviously my card details had leaked from somewhere and so i needed a new card.  They gave my the details but said it would be a few days until the physical card arrived.  But since I had the details, I could enter them into Google wallet and pay for stuff.  I've never needed to use my phone to pay since then... until yesterday.

How utterly annoying that you still don't have any clarity of this debt thing!!!  I really hope you can get this sorted out soon.  Anyone would be stressed with that hanging over them!  It's completely unfair to put this stress on you and leave you hanging like they have. I'm keeping everything crossed for you.